Our client was stopped at a stop sign in a residential neighborhood on his way home from work in Portland, Oregon. Before he could enter traffic again, another car rear-ended him, causing what appeared to be a minor fender bender. Becase of the low speed and low impact of the crash, the damage to his car was minimal. Our client went on his way, thinking everything was more or less fine. Unfortunately, the next day, he realized that he had neck pain that he had not had before the accident. It’s not at all uncommon for injuries related to low-impact car accidents to take a day or two to manifest.
He sought medical treatment, and his recovery plan included physical therapy. He also had to take several unpaid days off from his food service industry job for his injury to heal completely. When he realized the grand total of his medical expenses and lost wages was $8,000, he filed a claim with the at-fault driver’s insurance company. He was annoyed and worried when they offered him only $1,000, arguing that the speed had been too low and the property damage too minimal to warrant such costly injuries. Feeling like he was getting the run-around from the insurance company, he decided to call an expert Portland, Oregon auto accident attorney to help him recover his expenses and lost wages.
After taking his case, I obtained his medical records from the accident and attempted to negotiate the case with the insurance company. They wouldn’t budge on their low-end offer, so I filed a lawsuit under ORS 20.080 to force the issue. Oregon Statute 20.080 allows a plaintiff to recover attorney fees from the insurance company on claims of $10,000 or less, so filing under this statue usually gets the insurance company’s attention. It worked this time, too, and the case was transferred to a litigation adjuster, who took our client’s case more seriously than the initial adjuster. The insurance company reviewed the case and came back with a settlement offer of $8,000 plus attorney fees. Our client was quite happy with this offer and accepted.
If you’ve been injured in a car accident – even a low-impact one with little property damage – and need help getting the insurance company to pay attention to you and your claim, we can help. One of our expert Portland, Oregon Personal Injury Attorneys will be happy to discuss your Portland, Oregon Personal Injury case with you. Call us now: 888-700-4337