Our client had just purchased a new car and, having owned it for only three days, had not yet added it to his insurance policy. In a chain of events that is every car buyer’s worst nightmare, our client was involved in a car accident in Portland, Oregon and injured. After getting home from the doctor’s, he added the car to his insurance policy and was told that he would have personal injury protection (PIP) coverage for reasonable and necessary medical benefits up to $25,000. This was a relief to him, and he continued his course of treatment for his auto accident injury.
His treatment was complete in six months, and he felt much better, but he had $7,000 in medical expenses. The insurance company, claiming an exclusion based on the fact that the new car had not yet been on his policy at the time of the accident, denied the claim he filed. Although this denial was counter to the information he had gotten on the phone, the insurance company refused to pay his medical expenses, so he called an experienced Portland, Oregon auto accident attorney.
Despites aggressive negotiations, the insurance company refused to change their position. We do all we can to get our clients’ claims paid, so I filed a lawsuit to recover our client’s medical expenses and attorney fees. The lawsuit forced the insurance company to deal with our client’s claim, and they agreed to arbitration, a non-trial method of resolving lawsuits. As in a trial situation, clients need an experienced personal injury attorney to represent them in arbitration.
After arbitration, the insurance company agreed to pay all his medical bills and attorney fees. Our client was very pleased with the result and satisfied with his choice to have a Portland, Oregon Personal Injury Attorney help him fight his case.